# Ink Finance Guide v2

## Ink Finance Guide v2

- [Welcome to Ink Finance](https://ink-finance.gitbook.io/ink-finance-guide-v2/welcome-to-ink-finance.md): Ink Finance is an on-demand financial SaaS, enabling on-chain organizations to build effective operation structure and perform best-practice financial management.
- [Network and Wallet](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/network-and-wallet.md): Ink Finance is a multichain protocol that supports organizations running on many different blockchain networks.
- [For Testnet Users](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/network-and-wallet/for-testnet-users.md): The testnet version of the Web App is intended for public testing, and it loosens many restrictions and provides certain conveniences only available to testing.
- [Wallet and Assets](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/network-and-wallet/wallet-and-assets.md): There is no reliable way for INK Web App to force wallet systems to show customized tokens, but it provide several conveniences to help users get around this issue.
- [Role Selection](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/role-selection.md): Ink Finance implements a role-based community management system for responsibility and accountability.
- [DAO Manager](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/role-selection/dao-manager.md): Ink Finance imposes the lowest level of identity verification on DAO Managers, which is the social media identity.
- [DAO Member](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/role-selection/dao-member.md): Ink Finance allows any Web3 user to be a member of any DAO, as long as they vote with the DAO token and/or the Badge issued by the DAO.
- [Navigating INK Webapp](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/navigating-ink-webapp.md): A user mainly navigates through the INK WebApp with two interfaces: the DAO List and the DAO Dashboard
- [The DAO List](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/navigating-ink-webapp/the-dao-list.md): Users will be placed in this view once they have chosen their roles, and the list of DAOs presented by the WebApp is chosen according to the roles.
- [The DAO Dashboard](https://ink-finance.gitbook.io/ink-finance-guide-v2/getting-started/navigating-ink-webapp/the-dao-dashboard.md): When users are placed inside of selected DAOs, they are presented with a dashboard. They can perform assigned duties as Mangers, or carry out DAO activities as general members.
- [Governance Token vs. Badge](https://ink-finance.gitbook.io/ink-finance-guide-v2/dao-creation/governance-token-vs.-badge.md): Ink Finance's allows DAOs to balances the power between financial stakeholders (DAO token holders) and community contributors (Badge holders). Read this chapter before moving on to DAO creation.
- [Create a New DAO](https://ink-finance.gitbook.io/ink-finance-guide-v2/dao-creation/create-a-new-dao.md): An overview before the step-by-step guide to creating a new DAO.
- [DAOs with Governance Token](https://ink-finance.gitbook.io/ink-finance-guide-v2/dao-creation/create-a-new-dao/daos-with-governance-token.md): In this model, the ecosystem is first identified by the DAO token. The responsibility of Members and Managers MUST be reflected in their staked positions of the DAO token.
- [Set up New Staking Engine](https://ink-finance.gitbook.io/ink-finance-guide-v2/dao-creation/create-a-new-dao/daos-with-governance-token/set-up-new-staking-engine.md): The "stake to govern" mechanism requires that a typical main DAO's creator create a Staking Engine to support the entire ecosystem's governance. Sub DAOs will share this engine.
- [DAOs without Governance Token](https://ink-finance.gitbook.io/ink-finance-guide-v2/dao-creation/create-a-new-dao/daos-without-governance-token.md): In this model, the ecosystem can only be identified by the Badges. Responsibility of Members or Managers is reflected in the number of badges. Sybil resistance is not provided by Ink Finance.
- [At the Board-level](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level.md): A top-level workflow must be initiated by one of the DAO's Board members, and must be voted into Resolution according to the voting power defined by the DAO.
- [Configure Committees](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees.md): A Committee is a management unit set up through the governance process. A DAO only needs to choose the needed ones for its mission - a model of "plug & play".
- [Treasury Committee](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/treasury-committee.md): This "pluggable" Committee manages the DAO's treasury assets, payments & transfers, income & audit.
- [Treasury Setup](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/treasury-committee/treasury-setup.md): The Board assigns Treasury Managers with different duties and privileges regarding the operation of the DAO's internal financial activities.
- [Auditable Incomes](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/treasury-committee/auditable-incomes.md): In this setup the Board categorizes income or revenue sources of the DAO. Depositors use them when they inject assets, and Auditors use them to generate audit opinions.
- [Change Treasury Manager](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/treasury-committee/change-treasury-manager.md): In this action, the Board adds or remove Managers in the Treasury Committee.
- [Community Committee](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/community-committee.md): This "pluggable" Committee manages the DAO's community events and social resources used for community development. If the DAO uses a Badge, it will be managed by this Committee.
- [Community Management Setup](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/community-committee/community-management-setup.md)
- [Social Resources Setup](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/community-committee/social-resources-setup.md)
- [Change Community Manager](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/community-committee/change-community-manager.md)
- [Remove Community Board](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/community-committee/remove-community-board.md)
- [Investment Committee](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/investment-committee.md): This "pluggable" Committee manages organized investment activities on behalf of the DAO members. Any applicable regulatory compliance rules will be enforced by this Committee.
- [Investment Management Setup](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/investment-committee/investment-management-setup.md): This Board action specifies the key managing roles in organized investment activities (Asset Management).
- [Change Investment Manager](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/investment-committee/change-investment-manager.md)
- [Remove Investment Committee](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/investment-committee/remove-investment-committee.md)
- [Funding Committee](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/funding-committee.md): This Committee is responsible for fundraising on behalf of the DAO. It is capable of issuing and clearing various bespoke financial products to raise funds from a variety of investors.
- [Funding Management Setup](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/funding-committee/funding-management-setup.md): This Board action specifies the key managing roles in funding operation.
- [Change Funding Manager](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/funding-committee/change-funding-manager.md)
- [Remove Funding Committees](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/configure-committees/funding-committee/remove-funding-committees.md)
- [Make Proposals](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/make-proposals.md): This shortcut covers explicit proposal making that can only be done by the DAO's Board members. The proposals are of the top-level decisions concerning the DAO.
- [Off-chain Proposals](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/make-proposals/off-chain-proposals.md): This class of proposals are related to important decisions about the DAO that must be carried out off-chain. Proposals under this shortcut can only be made by the DAO's Board members.
- [Change Governance Rules](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/make-proposals/change-governance-rules.md): This class of proposals are related to all the rules regarding a DAO's governance or decision making. Proposals under these shortcuts can only be made by the DAO's Board members.
- [Merger & Acquisition](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-managers/at-the-board-level/make-proposals/merger-and-acquisition.md): This class of proposals are related to the arrangements between two DAOs when they are engaged in a Merger or Acquisition. Proposals under these shortcuts can only be made by the Board members.
- [At Committee-level](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level.md): Committees are the pluggable operation units of a DAO, which groups Managers who are responsible for the operations.
- [Treasury Operations](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/treasury-operations.md): These are operations only available to the Managers in the Investment Committee.
- [Payroll Setup](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/treasury-operations/payroll-setup.md): This operation sets up reoccurring periodic payroll schedules. Multi-signature is required for these the schedules to be effective after they are set up.
- [One-time Payment](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/treasury-operations/one-time-payment.md): Non-recurring payments can be set up as frequently as desired, which need to be signed later by the Treasury Signers.
- [Direct Transfer](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/treasury-operations/direct-transfer.md): This operation is for non-recurring payment between two organizations, or to designated known receivers. The transfers need to be approved by Treasury Signers later.
- [Sign Payment](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/treasury-operations/sign-payment.md): This operation allows Treasury Signers to sign off for payment requests. It is a multi-signing process where all Treasury Signers must complete.
- [Audit Incomes](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/treasury-operations/audit-incomes.md): This operation allows Treasury Auditors to express their opinions regarding the DAO's income, revenue, and other asset injection.
- [Community Operations](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/community-operations.md)
- [Set up Airdrop](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/community-operations/set-up-airdrop.md)
- [Sign Airdrop](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/community-operations/sign-airdrop.md)
- [Poll & Survey](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/community-operations/poll-and-survey.md)
- [Investment Operations](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations.md): These are operations only available to the Managers in the Investment Committee.
- [Administration](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/administration.md): Fund Administration includes setting up, launching, starting, dissolving funds, and allocating management fees.
- [Set up Fund](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/administration/set-up-fund.md)
- [Launch & Start Fund](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/administration/launch-and-start-fund.md): After a fund is set up, it can be Launched to raise money. After the raising is completed, the fund can be Started into investment operation.
- [Dissolve Fund](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/administration/dissolve-fund.md): When a fund reaches the end of investment operation, no new investment is allowed. After all existing investments are recuperated, the fund must be Dissolved before investor can make redemption.
- [Allocate Fees](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/administration/allocate-fees.md): The Fund Administrator can allocate management fees collected in the vault to the various Fund Managers of this fund product, after it is dissolved.
- [Trading](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/trading.md): Trading includes introducing tradable assets to a whitelist, submitting trade requests, distributing dividends, depositing investment incomes.
- [Introduce Assets](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/trading/introduce-assets.md): A fund is set up for a special purpose, therefore the tradable assets must be specified in a whitelist maintained at the fund level.
- [Initiate Trade](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/trading/initiate-trade.md): A fund is set up with certain position limits, therefore the trades must be submitted for approval before they can be committed.
- [Distribute Dividends](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/trading/distribute-dividends.md): During a fund's operation, it may be able to, be required to, pay dividends to the investors. After the Fund Manager makes such distribution, investors can claim the dividends.
- [Deposit Income](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/trading/deposit-income.md): During a fund's operation, certain investments may generate incomes. Fund Managers can collect these incomes and deposit them into the fund's vault.
- [Approving](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/approving.md): Risk Management approves the whitelist of tradeable assets and trading requests.
- [Approve Assets](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/approving/approve-assets.md): A fund is set up for a special purpose, therefore the tradable assets must be specified in a whitelist. When Fund Managers add new assets to this list, they need to be approved according the purposes.
- [Approve Trade](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/approving/approve-trade.md): A fund is set up with certain position limits, therefore the trades must be submitted by the Fund Managers and approved before they can be committed.
- [Liquidate Fund](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/liquidate-fund.md): When an investment fund triggers the critical conditions specified in the setup, the Fund Liquidator takes over all control of the fund operation and liquidates it to protect the investors.
- [Audit](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/investment-operations/audit.md): When a fund is involved with many assets whose information cannot verified on the local blockchain, the Auditor provides such  independently opinions.
- [Funding Operations](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/funding-operations.md): These operations are related to a DAO's external financing activities, surrounding the issuance of bespoke financial products.
- [Set up Funding Product](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/funding-operations/set-up-funding-product.md)
- [Launch & Start](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/funding-operations/launch-and-start.md)
- [Manage Product](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/funding-operations/manage-product.md)
- [Distribute](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/funding-operations/distribute.md)
- [Dissolve](https://ink-finance.gitbook.io/ink-finance-guide-v2/at-committee-level/funding-operations/dissolve.md)
- [All Proposals](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals.md): This shortcut leads to all the proposals ever made by the DAO's Board and their status.
- [Open for Vote](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/open-for-vote.md): This shortcut leads a DAO member to cast vote on the open Proposals, or a Board member to tally votes on the expired Proposals.
- [Cast Votes](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/open-for-vote/cast-votes.md): There are three modes of voting supported by Ink Finance to implement different voting powers.
- [Tally Votes](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/open-for-vote/tally-votes.md): Only a Board member can tally the votes on expired Proposals.
- [Resolutions](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/resolutions.md): Proposals that have passed the voting are called Resolutions. This shortcut points to the list of all Resolutions, which allows a Board member to execute them.
- [Execute Off-chain Resolutions](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/resolutions/execute-off-chain-resolutions.md): These Resolutions must be carried out off-chain. INK relies on voluntary reporting of the execution result from the Board.
- [Execute On-chain Resolutions](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/resolutions/execute-on-chain-resolutions.md): On-chain execution of critical Resolutions is one of Ink Finance's key features. It closes the loopholes between decision making and the subsequent execution.
- [Failed Proposals](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/all-proposals/failed-proposals.md): This shortcut points to all proposals that have failed to pass voting.
- [DAO Activities](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities.md): These shortcuts point to all important information about the DAO's activities and status.
- [Governance Rules](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/governance-rules.md)
- [Treasury Activities](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/treasury-activities.md): All activities managed by the Treasury Committee can be found here.
- [Treasury Balance](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/treasury-activities/treasury-balance.md): The overall financial health of a DAO can be shown in its balance sheet.
- [Deposit to Treasury](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/treasury-activities/treasury-balance/deposit-to-treasury.md): This operation allows any member to make deposits into the Treasury according to predefined categories so that they can be properly audited.
- [Payment History](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/treasury-activities/payment-history.md): This card shows all the pending payment schedules, and the history of all the outbound payments and transfers.
- [Income History](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/treasury-activities/income-history.md): This card shows the history of all income and revenue received by the Treasury Vault.
- [Audit Reports](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/treasury-activities/audit-reports.md): This card shows all the audit reports regarding the DAO's financials.
- [Community Activities](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/community-activities.md): All activities managed by the Community Committee can be found here.
- [Airdrop History](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/community-activities/airdrop-history.md)
- [Polls & Surveys](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/community-activities/polls-and-surveys.md)
- [Investment Activities](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/investment-activities.md): All activities managed by the Investment Committee can be found here.
- [Open for Investment](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/investment-activities/open-for-investment.md): Shows all investment funds currently open for investment subscription.
- [Funds in Operation](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/investment-activities/funds-in-operation.md): Shows all investment funds that have been successfully launched and currently in operation.
- [Matured Funds](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/investment-activities/matured-funds.md): Shows all investment funds that have matured and dissolved.
- [Failed Launch](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/investment-activities/failed-launch.md): Shows all investment funds that have not been successfully launched.
- [Funding Activities](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/dao-activities/funding-activities.md): All activities managed by the Funding Committee can be found here.
- [Member Activities](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities.md): This group of shortcuts contain information about any individual DAO member, and the actions that they can take.
- [Collect Pay](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities/collect-pay.md)
- [Staking & Pledging](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities/staking-and-pledging.md)
- [Management Record](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities/management-record.md)
- [Voting Record](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities/voting-record.md)
- [Your Investments](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities/your-investments.md): This shortcut shows all investment activities that a member is or has been engaged in.
- [Verify Identity](https://ink-finance.gitbook.io/ink-finance-guide-v2/for-all-members/member-activities/verify-identity.md): Ink Finance takes a "as required" approach to identity verification. A user can use an INK-integrated facility to obtain verification, as required by the DAO it belongs to.